General Information

Please visit us and pick up your welcome bag at the Gradient Welcome Desk from 11:00 AM to 6:00 PM on Sunday, July 17. We will be located in the Riverview lounge, which is on the Mezzanine Level 2 adjacent to from the main elevators.

The hospitality desk will also be available at additional times throughout the trip. Please refer to your itinerary for dates and times.


You are invited to join other top financial professionals from across the country for an incredible time-out in paradise at the annual Gradient Gala in Banff, Canada.

Qualification Period

  • April 1, 2015 - March 31, 2016

Qualification Details

  • $3 million premium*^ = 1 entry (2 guests)
  • $6 million premium**^ = 1 entry (2 guests) + accomodation and/or travel upgrades
  • $12 million premium**^ = 1 entry (2 guests) Gradient Grand Gala + 1 entry (2 guests) Gradient Gala

* Paid annual fixed annuity or equivalent target life premium or a combination thereof.

** Paid annual fixed annuity, equivalent target life premium, AUM through Gradient Investments as measured by total change in AUM during the period, or a combination thereof. A minimum of $3 million of paid annual fixed annuity and/or equivalent target life premium is required before AUM through Gradient Investments may count toward qualification requirements.

^ Guaranteed rate annuity and SPIA production calculated at one-half credit. Qualifier must be in good standing with Gradient Annuity Brokerage, Gradient Life Brokerage, and Gradient Investments for production to qualify. Some restrictions may apply. Click here for full disclaimer.

Time Zones

The time in Banff, Canada relative to your home time zone is shown below.

  • 9:00 AM - Banff
  • 8:00 AM - Los Angeles
  • 9:00 AM - Denver
  • 10:00 AM - Minneapolis
  • 11:00 AM - New York City

Suggested Attire

When it comes to what to wear, you can go resort casual or get decked-out and look your best – it’s your call. If you are planning on any outdoor excursions such as swimming or fishing, please pack appropriate clothing.


We have provided gratuities in connection with all group transportation, porter, bellman and maid services. Gratuities for the wait staff for all private group dining events have also been provided. Tipping is at your discretion for optional activities, meals at leisure and other personal expenses.


Average high and low temperatures in July are as follows:

Banff, Canada - Avg. High: 72°F; Avg. Low: 45°F


Incidentals, such as all non-group sponsored meals, optional tours and activities, extra bar charges, telephone calls, gift purchases, room service, laundry, and other items not specifically mentioned as group expenses are your financial responsibility.

Internet Access and Cell Phone Coverage

Complimentary basic internet is available in all guest rooms as well are wireless internet access in public areas. For information on your specific cell phone capabilities, contact your cell phone service provider. Additional charges may apply.


The local currency in Banff is the Canadian Dollar.


Gradient Annuity Brokerage and Gradient Life Brokerage will report your attendance at this conference for tax reporting purposes. Please consult with your accountant or tax professional for advice on handling all taxation requirements.

Credit Card

If you have registered for a past event with a Gradient member company, our payment provider has maintained your customer information for ease of use. As such, you may have received an email/text verification code so that you do not need to provide your payment information again. You may bypass the verification code and click the blue text labeled, "Fill in your card details manually." This will allow you to complete your registration by immediately entering your card.


A passport is required to fly into Canada. If you do not have a passport or if your passport expires before July 31, 2016, you will need to obtain a passport to be able to travel to Canada. A passport may take 6 to 8 weeks to process, so please apply as soon as possible. For information on obtaining a passport click here.

Criminal Convictions

If you have a criminal conviction (including DUI/DWI) on your record, you must apply for a Canada Temporary Resident Permit to be permitted entry into Canada. Please call 204.983.3500 or visit online for complete details and to apply. A permit may take two months to process, so please call as soon as possible.

Additional Information

Please direct questions to Gradient Events & Travel at 800.407.4137 or email You may also contact Gradient Event Headquarters at 877.294.6824 if you have questions or concerns regarding your flight information.